Every payment mode — cash, cards, acquiring, issuing, SoftPOS, A2A, mobile money, wallets, crypto, stablecoin — across South Africa, Africa, the Middle East and Europe. The regulation and compliance that govern them, the training that certifies the people, and AI agents, powered by 2nth.ai, that help payments professionals do the work.
Built for payments executives, consultants, PSPs, banks' payments teams, PayInc, and the wider ecosystem. Every node is a reference a human reads, context an agent loads, and a surface an agent acts on — kept current by domain experts.
Modes, rails, compliance, regions, training and agents — the structure every payments build, advisory and certification is grounded in. Live branches link through; the rest land on the moderated review cadence.
Every way value moves — cash, cards & EMV, issuing, acquiring, POS & SoftPOS, QR, account-to-account & instant, open banking, mobile money, wallets, cross-border, crypto, stablecoin, CBDC, BNPL, direct debit, payouts.
Live · 6The plumbing under the modes — card schemes, ISO 20022 & ISO 8583 messaging, switching, clearing and settlement, and network tokenization.
Live · 9The rules you cannot ship without — PCI DSS 4.0.1, PIN & P2PE, AML / CFT, sanctions screening, KYC / CDD, fraud, 3-D Secure & SCA, disputes, and data protection (POPIA / GDPR).
5 regions · 23Local reality, not generic theory — South Africa (SARB, PayInc, PayShap, RTC, the PASA sunset), wider Africa (PAPSS, mobile money), the Middle East (SAMA, CBUAE, Buna) and Europe (PSD3, SEPA, MiCA).
Live · 7The people side of a regulated industry — FAIS Key Individual & Regulatory Exams, PCI and AML / FIC tracks, scheme certification, and AI tutors that quiz and track against the curricula.
Live · 7Powered by 2nth.ai — role agents for payments execs and consultants, and the research & regulatory-watch agent that keeps this whole tree current under partner moderation.
The same content serves the payments professional learning and the agent operating — with a human-in-the-loop on every change to the knowledge itself.
Role agents that support payments executives and consulting work — strategy, compliance, acquiring product, and diligence — grounded in this knowledge base, not generic training data.
A research agent watches the regulators and the rails — SARB, PayInc, PCI, FATF, PSD3, MiCA, SAMA, CBUAE — and drafts updates as pull requests. Nothing ships until a domain-expert partner approves.
A payment mode is never alone — acquiring needs a scheme, a scheme needs settlement, settlement answers to a regulator, and the regulator changes the rules. The tree connects them, and the agents traverse the whole thing.
Reference content is open. Decision content, agent depth, and frontier-model tasks compound for members and partners.
The reference tree and the agent-fetch API. Read it, load it into your own agent, ask the edge-model agents.
/api/context)Opinionated decision content, role-agent depth, and the training tracks — for the people doing the work.
Payment domain experts who review proposed changes, plus frontier-model APIs for deep, ad-hoc work on the site.